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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?

A) amount of escrow and addresses of each party
B) time limit and file number
C) location of property and reason for escrow
D) limitation of liability and ability to resign

2. A leasehold interest in real property ownership is

A) an insurable interest.
B) an usury interest.
C) a lien interest.
D) a non insurable interest.

3. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

A) rebating.
B) illegal inducement.
C) unfair discrimination.
D) unfair coercion.

4. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) joint tenancy.
B) tenancy in common.
C) fee simple estate.
D) real estate contract interest.

5. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
B) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
C) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
D) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.

Solutions: